Money isn't wealth—it's just a claim ticket for wealth. Like a clothespin isn't clothes.
People living paycheck to paycheck immediately cash in their tickets, consuming scarce resources as fast as they earn them. They are the most wasteful, they spend as much as they produce, leaving no surplus for others.
The wealthy? They're sitting on stacks of uncashed tickets. By NOT spending, they leave actual resources—food, fuel, materials—available for others to use.
When they invest those tickets in productive assets, they're choosing to expand the economy's ability to create MORE resources instead of consuming what exists today.
The billionaire with $10B in stock isn't hoarding 10 billion loaves of bread in a vault. They're holding IOUs while the bread stays on shelves for others.
Saying "billionaires hoard resources" is like saying someone with a library card hoards all the books. The card gives access, but until they check out a book, it's available for everyone else.
Economic flat earthism at its finest.