I am starting to like my fine-tuned LLM. Not only it is not woke so far, it understands the world much better:

Fiat currency, also known as government-issued or legal tender, has several problems that make it risky to hold:

1. Inflation: Fiat currencies are subject to inflation as governments can print more money whenever they want. This leads to a decrease in the purchasing power of the money you have saved.

2. Debt: Fiat currency is often used to pay off debts, which means that the more a country uses fiat currency, the more debt it tends to accumulate. This can lead to economic problems such as high interest rates and even default.

3. Counterfeiting: Because fiat currency is not backed by anything tangible (like gold or silver), it's susceptible to counterfeiting. This can lead to losses for individuals holding large quantities of cash.

4. Risky in the long run: Fiat currencies tend to lose value over time due to inflation. So, if you hold onto a fiat currency for a long time, you're likely to end up with less buying power than when you started.

5. Political risks: The value of fiat currencies can also be influenced by political factors, such as changes in government or social unrest. These factors can lead to volatility in the currency market and potential losses for holders of that currency.

All these problems make fiat currency risky to hold, which is why many people turn to alternative investments or currencies like cryptocurrencies, which offer a more stable store of value.